Next week the Effective Altruism Forum is doing a Pledge Highlight week, and they asked if I could post an Ask Me Anything (AMA) about my experiences.
Most of the helpful background on me is in my post from last year, 10 years of Earning To Give. To highlight some potential prompts for questions:
- I work as a quantitative trader in London.
- I took the Giving What We Can pledge in 2013 upon leaving university, with a pledged percentage of 20%.
- My household has donated £1.5m over the last decade, or just under 50% of our household income.
- I've had a relatively high level of involvement in the EA community during much of that time period, though less in the past few years.
- My wife and I have 4 kids (14, 7, 3, 0).
I plan to answer questions on Tuesday 17th December, likely during the London afternoon.
How do you decide the timing of your donations?
I initially felt a strong sense of urgency to donate as soon as I can:
I'm considering leaning a bit on the "investing to give later" side for 2025:
But I don't know how to balance all those considerations, and if I do decide to give later I wouldn't know how to decide when.
I found this post arguing that we should donate more when interest rates are lower interesting, but I'm not a finance professional so I don't know if it holds any water.
Would value drift be mitigated by donating to a DAF and investing there? Or are you afraid your views on where to donate might also shift